![]() ![]() ![]() Repayment: Empower withdraws the advance repayment, plus any fees and tips, on your next payday. The app also has a “Side Hustle” feature that helps users find side gigs to earn more money. To be eligible for an advance, Dave users must open an ExtraCash account. The Dave app lets you borrow a small amount of money to cover expenses while you wait for your next paycheck or to avoid overdrawing your bank account. Repayment: EarnIn withdraws the cash you borrowed from your bank account on your next payday.ĪPR example: If you borrow $100 seven days before payday, tip $2 and pay the $3.99 fast-funding fee, your loan’s APR is 312.3%. Otherwise, it typically takes one to three business days. Speed: You can sign up for EarnIn's Lightning Speed feature, which costs $0.99 to $3.99, depending on the amount borrowed, and gets you the money instantly. You can opt into the overdraft protection feature automatically by setting a recurring tip. The maximum per day is $100.įees: EarnIn asks for a voluntary tip, which is capped at $14. Amount: Maximums from $100 to $750 per pay period. ![]()
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